Mercury is built specifically for founders in exactly this position: a US LLC, no US Social Security Number, applying remotely. Here's the actual application flow.
1. Have your documents ready first
- Articles of Organization (the stamped document the state of Wyoming issues on approval — we send you this)
- Your EIN confirmation letter, CP 575 or 147C (we send you this once the IRS issues it)
- Your Operating Agreement, naming you as the managing member (we send you this too)
- A valid passport
All four are things you already have once your order with us is delivered — there's nothing extra to prepare from scratch.
2. Start the application
Go to Mercury's site and start an account application with your email. The application itself typically takes under 15 minutes to fill in.
3. Enter your business details
Your legal business name (exactly as it appears on your Articles), any DBA if you have one, and your EIN.
4. Verify each owner
For each person owning 25% or more of the LLC (for a single-member LLC, that's just you), Mercury asks for identity verification — a photo of yourself and a photo of your passport — plus proof of address.
5. Submit and wait for review
Approval typically takes a few business days. If your EIN was issued very recently, Mercury's automated check against the IRS database can lag — having your CP 575 or 147C ready to upload clears that up quickly if it's flagged.
What we tell clients honestly
We don't open the account for you, and Mercury makes its own approval decisions — this is what the process looks like today, not a guarantee. What we can guarantee is that the documents above are exactly what you'll have waiting in your dashboard once your LLC is formed.